[摘要] 房天下东营2014年东营楼市总结及2015年市场展望，品评楼市动态，把握楼市脉搏，倾听东营楼市好声音。
5. 各地加大公积金、财税支持力度
5.1 三部门发文调整公积金
住建部、财政部、央行发文调整公积金政策。10 月 9 日，为提高住房公积金个人住房贷款发放率，支持缴存职工购买首套和改善型自住住房，三部门联合下发《关于发展住房公积金个人住房贷款业务的通知》（以下称《通知》）。《通知》提出降低贷款申请条件至连续缴存6个月（含）以上，并且针对发放率在 85%以下的城市，提高首套自住住房的贷款额度，而针对发放率在85%以上的城市，积极协调组合贷。同时，《通知》中也提出积极推进异地贷款，并简化公积金贷款申请流程，降低中间费用。
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 163.5pt;WHITE-SPACE: normal;BACKGROUND: #ffff00;HEIGHT: 24pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et2" height="32" width="218" colspan="2" x:str="">《关于发展住房公积金个人住房贷款业务的通知》主要内容 | |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="26" width="109" x:str="">贷款条件有所降低 | RDER-BOTTOM: #ff9900 0.5pt solid;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="26" width="511" x:str="">•连续足额缴存住房公积金6个月（含）以上可申请公积金个人住房贷款。 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="26" width="109" x:str="">提高首套贷款额度 | RDER-BOTTOM: #ff9900 0.5pt solid;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et6" height="26" width="511" x:str="">•贷款发放率低于85%的，适当提高首套自住住房贷款额度。 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="26" width="109" x:str="">推进异地贷款 | RDER-BOTTOM: #ff9900 0.5pt solid;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="26" width="511" x:str="">•各省、自治区、直辖市要实现住房公积金缴存异地互认和转移接续。 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="26" width="109" x:str="">盘活存量贷款资产 | RDER-BOTTOM: #ff9900 0.5pt solid;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 19.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et6" height="26" width="511" x:str="">•贷款发放率在85%以上的城市，要主动采取措施，积极协调组合贷款。 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 33.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="45" width="109" x:str="">降低贷款中间费用，优化贷款流程 | RDER-BOTTOM: #ff9900 0.5pt solid;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 33.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="45" width="511" x:str="">•取消住房公积金个人住房贷款保险、公证、新房评估和强制性机构担保等收费项目，减轻贷款职工负担； •简化贷款办理程序，缩短贷款办理周期。 |
各地公积金政策调整，加大公积金支持力度。11今年以来，楼市存在一定的下行压力，去库存成为 2014 年的总基调。各地在逐步放松限购限贷后，通过公积金政策调整支持自住型需求，尤其 10 月以后，多个省市对于公积金政策进行调整，进一步发挥其住房保障作用。从具体细则来看，多数城市降低贷款缴纳年限要求至 6 个月，重庆、南昌、厦门、贵阳等城市的首套房公积金贷款首付比例低降至 20%，上海、沈阳、长春等城市符合条件的二套房公积金贷款政策按照首套房执行，福建、厦门、湖北等省市扩大公积金使用范围（物业费、房租、房屋装修等） 。此外，部分省市也上调了公积金贷款总额度，加快推动实现异地贷款，长沙、合肥、南昌、武汉四城从明年元旦起将实现公积金缴存互认，北京则在12月 31 日将公积金贷款上限由80 万元大幅提高至 120 万元。
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 163.5pt;WHITE-SPACE: normal;BACKGROUND: #ffff00;HEIGHT: 25.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et2" height="34" width="218" colspan="2" x:str="">2014 年以来主要省市公积金政策调整 | |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">4月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="19" width="511" x:str="">上海、广东 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">5月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et6" height="19" width="511" x:str="">扬州、宣城、芜湖 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">6月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="19" width="511" x:str="">郑州、北京、武汉、成都 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">7月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et6" height="19" width="511" x:str="">四川、深圳、蚌埠 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">8月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="19" width="511" x:str="">湖南、大连、沈阳 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">9月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="19" width="511" x:str="">安徽、深圳、湖北、龙岩、无锡、成都、贵阳 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">10月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et6" height="19" width="511" x:str="">河北、宁波、广州（收紧）、湖南、武汉、苏州、杭州、成都 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 22.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="30" width="109" x:str="">11月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 22.5pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="30" width="511" x:str="">宁夏、江苏、上海、湖北、烟台、西安、石家庄、厦门、乐山、杭州、萧山及余杭、南京、济南、兰州、昆明、南昌、长沙、宁波 |
| RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 81.75pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="19" width="109" x:str="">12月 | RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 383.25pt;WHITE-SPACE: normal;HEIGHT: 14.25pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-protection: locked visible" class="et5" height="19" width="511" x:str="">武汉、长沙、南昌、合肥、郑州、苏州、南京、西安、中山、北京 |
5.2 地方加大财税支持鼓励自住需求
多地通过契税减免，财政补贴鼓励自住型需求。2014 年以来，市场持续下行，各地库存压力加大，在此背景下，各地通过契税减免、财政补贴等手段，刺激市场需求入市。具体来看，江西、湖北、南昌、海口等省市实行契税减免，家庭普通商品住房契税减半；湖州、宣城 144平方米以下普通住宅契税全免，包头首套房契税全免。财政补贴方面，长沙望城区、天心区、苏州、绥芬河等城市按照契税比例实行财政补贴，高可达100%契税补贴；包头、泸州、乐山等城市按照每套进行补贴。此外，四川则按照金融机构实际发放符合条件贷款金额的3%给予财政补助。RDER-COLLAPSE: collapse" width="590" height="135">
RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 220.5pt;WHITE-SPACE: normal;BACKGROUND: #ffff00;HEIGHT: 27pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et2" height="36" width="294" x:str="">2014 年以来主要省市公积金政策调整 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 222pt;WHITE-SPACE: normal;BACKGROUND: #99ccff;HEIGHT: 27pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 700;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et3" height="36" width="296" x:str="">财政补贴 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 220.5pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="294" x:str="">省：江西、湖北、河北、河南、江苏、福建 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 222pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="296" x:str="">省：四川 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 220.5pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="294" x:str="">市：南昌、海口、铜陵、天津、黄山、浏阳、宣城、包头、潍坊 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 222pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="296" x:str="">市：长沙望城区、长沙天心区、宿州、绥芬河、鞍山城区、葫芦岛、包头、泸州、乐山、沈阳、宁海 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 220.5pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="294" x:str="">方式：契税减免，高优惠可达契税全免 RDER-BOTTOM: #ff9900 0.5pt solid;TEXT-ALIGN: left;BORDER-LEFT: #ff9900 0.5pt solid;FONT-STYLE: normal;WIDTH: 222pt;WHITE-SPACE: normal;BACKGROUND: #ffffff;HEIGHT: 24.75pt;COLOR: #000000;FONT-SIZE: 9pt;VERTICAL-ALIGN: middle;BORDER-: #ff9900 0.5pt solid;FONT-WEIGHT: 400;BORDER-RIGHT: #ff9900 0.5pt solid;TEXT-DECORATION: none;mso-pattern: none none;mso-protection: locked visible" class="et4" height="33" width="296" x:str="">方式：契税财政补贴、按房直接补贴。
地方调整普通住宅标准普惠刚需。普通住宅与契税标准、购房优惠等政策密切相关，多地调整普通住宅标准，有助于降低购房者的资金成本，利好自住型需求。北京上调普通住宅标准为五环内单价不超过 3.96 万元/平方米，总价不超过 468万元。上海也上调为内环线以内的低于450万元/套，内环线与外环线之间的低于310万元/套，外环线以外的低于 230 万元/套。厦门、沈阳、北海、惠州等地也先后调整普通住宅标准。
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